MANILA – The Pag-IBIG Fund reported a record-high net income of PHP28.04 billion in the first half of 2025, marking a 15.25 percent increase from PHP24.33 billion in the same period last year.

This is the agency’s highest first-half net income since its establishment in 1980.

Gross income from January to June reached PHP44.39 billion, up by 11.65 percent or PHP4.63 billion year-on-year, driven by strong collections and increased earnings from housing and short-term loan portfolios.

“This performance shows how excellently we are managing the funds that our members have entrusted to us,” said Department of Human Settlements and Urban Development Secretary and Pag-IBIG Fund Board of Trustees Chair Jose Ramon Aliling.

“With our strong fiscal standing, we remain capable of continuing to deliver our members’ benefits and are in a solid position to finance more homes under the Expanded Pambansang Pabahay para sa Pilipino, or Expanded 4PH Program, in line with the directive of President Ferdinand R. Marcos Jr. to empower more Filipinos achieve better, more dignified lives,” he added.

Investment income rose by 51.79 percent to PHP4.27 billion, mainly from placements in bonds, debt securities, money market instruments, equities, and investment properties. This accounted for 5.56 percent of the agency’s total gross income for the period.

Pag-IBIG Fund Chief Executive Officer Marilene Acosta said the agency’s total assets stood at PHP1.14 trillion as of June 2025, reflecting a 7.02 percent or PHP74.90-billion increase from the end of 2024.

She emphasized that in line with the Fund’s charter, at least 70 percent of its annual net income is returned to members as dividends.

“Guided by President Marcos Jr.’s call for government institutions to deliver responsive social benefits, we continue to ensure that our members enjoy competitive earnings on their savings and gain access to affordable home financing,” Acosta said.

“We are committed to sustaining our strong performance to help uplift the lives of more Filipino workers,” she added. (PNA)