MANILA – State-run Land Bank of the Philippines (LANDBANK) is providing secure and convenient channels for Filipinos to invest in the Retail Treasury Bonds Tranche 31 (RTB 31) with Bond Exchange, a five-year peso-denominated offering of the National Government through the Bureau of the Treasury (BTr).

Launched on August 5 with the theme “RTB 31 For Everyone,” the bonds carry a 6.0% annual interest rate paid quarterly and aim to help fund key national priorities such as agriculture, infrastructure, education, and healthcare.

“Together, let us continue to broaden participation, strengthen trust in government securities, and ensure that every Filipino can become a part of our national growth story,” said National Treasurer Sharon P. Almanza.

Ahead of the launch, the BTr’s rate-setting auction drew P354.2 billion in tenders — 11.8 times the initial P30-billion offer. Of this amount, P210 billion or 59% was awarded, reflecting sustained investor confidence in the National Government.

“We are opening more doors for every Filipino to invest — not just in secure, high-yielding instruments like the RTB 31, but in the future of our country,” said LANDBANK President and CEO Lynette V. Ortiz. “Through LANDBANK’s digital platforms, we are empowering citizens here and abroad to grow their savings with ease, while helping fund critical programs that uplift lives and communities.”

With a minimum placement of P5,000 and increments of P5,000 thereafter, investors in the Philippines and abroad can access RTB 31 through the mobile banking apps of LANDBANK and the Overseas Filipino Bank (OFBank), or via the BTr Online Ordering Facility with payments settled through LANDBANK’s Link.BizPortal free of charge.

The public offer runs until August 15, with the issue date on August 20, 2025, and maturity on August 20, 2030. As Joint Lead Issue Manager, LANDBANK said it remains committed to financial inclusion by enabling more Filipinos to become active participants in the nation’s long-term growth.