MANILA — The Land Bank of the Philippines (LANDBANK) reported a 42 percent year-on-year jump in net income to ₱35.65 billion for the third quarter of 2025, already surpassing its full-year earnings of ₱35.36 billion in 2024.

The bank’s total assets reached a record ₱3.45 trillion, driven by growth in its loan and investment portfolios, solidifying its position as the country’s second-largest universal and commercial bank in terms of assets.

“LANDBANK’s strong performance as of the third quarter underscores our prudent management, operational efficiency, and continued investments in digital innovation. We remain steadfast in our mission to drive inclusive growth, empower the agriculture sector, and deliver innovative financial solutions for all Filipinos,” said LANDBANK President and CEO Lynette V. Ortiz.

LANDBANK’s loan portfolio climbed to ₱1.70 trillion, while deposits rose to ₱3.07 trillion, reflecting continued trust from both government and private sector depositors. The bank processed 550.73 million digital transactions valued at ₱3.14 trillion as of September, marking a 51 percent increase in volume from the previous quarter.

The state-run bank also maintained its developmental mandate, with outstanding loans to the Agriculture, Fisheries, and Rural Development sector exceeding ₱812 billion, accounting for over 47 percent of total loans. Under the AGRISENSO Plus Lending Program, LANDBANK has extended ₱1.95 billion to more than 12,300 borrowers, primarily small farmers and fishers, while training 25,296 participants through the program’s capacity-building component.

LANDBANK’s nationwide network includes 609 branches, 60 lending centers, 3,244 ATMs, and 1,091 LANDBANKasama partners, totaling 10,582 touchpoints. Customers can also transact for free at over 3,800 7-Eleven ATMs nationwide through a partnership with Pito Axm Platform, Inc. (PAPI).