MANILA — Sy-led BDO Unibank Inc. reported a 6% increase in net income for 2025, supported by strong growth in its customer lending business across all market segments.

In a regulatory filing, BDO said net income rose to P87.2 billion as net interest income climbed 9%, with gross customer loans up 13% to P3.7 trillion. The bank’s non-performing loan ratio improved to 1.68% from 1.83% in 2024.

Deposits increased 10% during the year, while non-interest income grew 9% and insurance income rose 10%.

“BDO’s market leadership and robust business franchise, supported by a strong balance sheet and solid financial performance, position the bank well to capture long-term growth opportunities and emerging prospects,” the lender said.

BDO raised P115 billion through its fourth peso-denominated ASEAN Sustainability Bond in July and another P100 billion from its fifth offering in January, which was oversubscribed 20 times from the initial P5-billion issue.